One of the less gracious (to say the least) comments left for me was that FCS lowered this individual's interest rate and so was well worth the $800---after calling me the above, of course. Well, when I called the banks that supposedly had been called by the FCS representative, they informed me that they had gotten NO such calls from FCS, and that nothing in my accounts had been changed---yet. In fact, I was told to change all my accounts, put a credit freeze on my cards, and contact the Consumer Fraud agency nearest me to fill out a report.
I did so the next morning, and also filed a fraud report with the police. Thank God here in NH we have a 3 day period in which to refuse any verbal agreements! I have a sneaking hunch that the rude commenter may have been an employee of FCS. I STILL say don't trust them, and I hope that commenter doesn't find any "surprises" in his bank/checking/credit card accounts.
